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International Car Insurance; Should All Vehicle Owners Have It?

Author : Brad Rodriguez


When you travel outside your country and rent an automobile, you should absolutely think about international car insurance. You will be traveling in new territory, and be on the road with drivers with different driving patterns and not to mention driving habits than you are used to. You will probably be driving in areas which have different rules of the road than you are used to.

If you are traveling to a foreign country for a short period of time, it might be better to consider taking a taxi or bus to obtain around but when you are on an extended stay, such as business trip, time at school or a season long vacation, it might be wise to have your own transportation.

International car insurance coverage and the associated cost depend on the country and how safe or dangerous it is to drive in that country. A country considered dangerous will have much higher rates and premiums than a country considered safe for driving.

Since international laws regarding car insurance vary, it is necessary to be sure you have the right insurance for the country you will be in. it will be possible to purchase insurance that covers you in the event of an accident that is deemed your fault. For many countries, you will be able to pick the options you want rather than having to take a package of insurance that does not all apply to your travel plans. International car insurance may almost always be purchased through your personal car insurance agent.

If you rent a car, insurance will be offered through the rental company, but will many likely be at a higher rate than purchasing through your own insurance agent. Another possibility to purchase international car insurance is through your credit card company. A few cards offer international car insurance purchase as a perk for using their card. Going through your credit card will prevent your own personal car insurance rates from rising in the event an accident occurs on your watch. Several countries do not allow international car insurance to be purchased through a credit card perk.

It is possible to buy short term international car insurance. Even if you are on vacation or a business trip for just a week, a short term policy will be available to you.

In the event the insured will have cars operating in two counties, the cars may enjoy a split policy. One of the countries must be your home country. You may keep your home country policy the same and set up policies just for foreign travel. This will prevent transferring policies back and forth between the home car insurance and foreign travel policy for your foreign based cars.

International car insurance is more costly than your home policy is. Driving in a foreign country will be more expensive than your home country, but that is the price for the luxury of having your own transportation. Not all car insurance companies provide international car insurance. It is quite possible you will not be able to get hold of insurance coverage through your own car insurer. The majority of car insurers do not see international car insurance as profitable enough to make an effort to provide such insurance.


Author's Resource Box

Looking for the most suitable international car insurance? Look no further! Stop by quintessentiallycovered.com/insure-car.html for a substantial collection of the top international car insurance to meet your specifications.


Article Source:
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Tags:   international car insurance

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Submitted : 2011-07-19    Word Count : 870    Times Viewed: 324