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ICBC Injury Claim - Learn To Get Your Cash Quickly

Author : Paul Nerrad

Anyone driving through the Canadian province of British Columbia cannot miss seeing signs of the Insurance Corporation of British Columbia. All vehicles that are driven in this province have to be insured through this insurer which is also known as ICBC. The ICBC was started in 1974 simply because the government wanted a method of providing widespread public auto insurance in this province. You can get a whole lot of services from this entity including basic and optional vehicle insurance. It will also help you with driver licensing and vehicle registration. It is absolutely essential for you to know the exact process of making an ICBC injury claim so that you do not inadvertently delay or sabotage the process.

The laws of the province expects you to take this company’s basic insurance plan called ‘Autoplan’. Most people are quite satisfied with this plan because it offers them many accident benefits. In fact, this plan is quite satisfactory for most people because it includes third party liability, hit-and-run protection and inverse liability. It also offers additional insurance options but you have to buy them over and above the initial plan. You don’t necessarily have to deal with this company for the additional plans because there are other insurers you can choose from.

You have to follow the correct process in order to make an ICBC injury claim. This is the best way to ensure that you do not have to wait too much to get your money. Apart from delays, you might even be refused payment if you do not follow the correct process of making claims.

The first thing that you should do is report the accident when it occurs. This will put the entire process into motion. If you cannot do it immediately for some reason then you should make sure that you do so within 30 days. Your insurer can be contacted on a Dial-A-Claim line, the number of which varies according to where you are located. You do not have to contact them directly because your lawyer can do the same thing. Once you contact them, you will have to make a statement to your insurer with all the facts of the case.

You will also have to meet with an adjuster from the company as part of the next step of making an ICBC injury claim. This person has the responsibility of looking into all the details of the case in order to apportion blame and decide the extent of damage. Make sure that you share all medical reports with this person so that there is no confusion about what happened.

It is hard to avoid injury when you are involved in a vehicular collision. You might need to go to a doctor in order to get proper medication or physiotherapy. There is a great likelihood that you will be reimbursed these expenses if you include them in your ICBC injury claim. Do not lose track of any bills or papers so that you can provide your insurer with all information. Make sure that all the facts are presented correctly and to your best advantage.

In case you do not agree with your insurer regarding the amount of money you have the right to dispute it. You will, of course, require the services of a lawyer to make this happen. However, you have a maximum of 2 years within which you can get your revised ICBC injury claim done. This is the best way to ensure that you get the best compensation for any damage that you suffer as a result of the accident.

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As a person looking for ICBC Injury Claim Lawyers you should visit their site. Read this site to learn more about ICBC Injury Claim Lawyers.

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Tags:   icbc injury claim, icbc lawsuits, icbc personal injury claims, suing icbc

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Submitted : 2011-04-01    Word Count : 1842    Times Viewed: 180